Not sure how to open a certificate of deposit (CD) account? It’s easier than you might think. All it takes is choosing a bank, picking a term that fits your savings goals and making a deposit. Here’s ...

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Tim Maxwell is a freelance writer who covers investing, real estate, banking, credit education and other personal finance topics. A certificate of deposit (CD) is a savings account that enables you to ...

Certificates of deposit (CD) accounts allow depositors to earn a guaranteed interest rate in exchange for keeping their money in the account for a predetermined length of time. These accounts can have ...

If it seems like just about everyone you know is rushing to open a CD, there's a reason for that. CD rates are at their highest level in years following a string of interest rate hikes from the ...

There's a lot to consider for both borrowers and savers after an interest rate cut is issued, as it was earlier in September by the Federal Reserve. For borrowers, a reduction, even in a minimal ...

5-year CDs offer a respectable, guaranteed APY -- about 4.00% at the high end. CDs make sense for people who have a large sum of money that they want to keep safe for years. High-yield savings ...