Ramp explains the Automated Clearing House network, including payments and how they work, who uses the network, and why it’s an essential part of modern banking.

Every day, billions of dollars move silently through the U.S. financial system powered by a complex but elegant payment system called the Automated Clearing House - ACH. If you’ve ever signed up ...

Because ACH transactions are automated, they minimize human errors, speed up reconciliation, and reduce operational costs compared to manual payment methods.